Fern Therapy Services (FCTS)
FCTS accepts Health Savings Account cards (HSA), Flex Savings Account cards
(FSA), cash, check, or credit cards, to be paid at the time of session.
If FCTS is not credentialed by your insurance provider, then Fern Therapy Services/Kelly Fern is an out-of-network provider, which means that she does not bill your insurance company directly. If you use out-of-network benefits, you would pay the cost of service, FCTS would provide a receipt, and you would submit the receipt to your insurance company for reimbursement. Please contact your insurance provider to ask if your benefits include reimbursement for out-of-network providers.
The standard fee for therapy with Kelly Fern is $160.
When needed, you may request to use the sliding scale fee options. Your therapist has final say over whether you can access the sliding fee scale or not. The sliding Scale Fee is Based on Household Income with additional considerations (number of dependents, etc.):
- $60,000 to $70,000 $140
- $50,000 to $60,000 $130
- $31,000 to $50,000 $120
- $30,000 and below $100